Vehicle Loan Rates
Rates Effective as of: 04-24-2024
New/Used Vehicle Loans
| New/Used Autos 2020 - 2024 Models ♦ ◊ | |
| 48 months | 6.24% APR* |
| 60 months | 6.49% APR* |
| 72 months | 6.99% APR* |
| 84 months | 7.49% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
Used Vehicle Loans
| Used Autos 2015 - 2019 Models ♦ ◊ | |
| 48 months | 6.99% APR* |
| 60 months | 7.49% APR* |
| 72 months | 7.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
Classic Vehicle Loans
| Classic Autos 20 Years or Older ♦ ◊ | |
| 48 months | 7.74% APR* |
| 60 months | 8.24% APR* |
| 72 months | 8.49% APR* |
| 84 months | 9.49% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$18,000 minimum loan amount for 72 months
$35,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
New Motorcycle Loans ( Street Legal Only )
| New - Current Year Model ♦ ◊ | |
| 48 months | 6.74% APR* |
| 60 months | 7.24% APR* |
| 72 months | 7.49% APR* |
| 84 months | 8.49% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$6,000 minimum loan amount for 48 months
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
Used Motorcycle Loans ( Street Legal Only )
| Used - 7 Years or Newer ♦ ◊ | |
| 48 months | 7.99% APR* |
| 60 months | 8.24% APR* |
| 72 months | 8.49% APR* |
| 84 months | 9.49% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$6,000 minimum loan amount for 48 months
$10,000 minimum loan amount for 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
New Motorcycle Loans ( Touring – Honda Goldwing, BMW, Harley-Davidson, Trikes )
| New - Current Year Model ♦ ◊ | |
| 48 months | 5.49% APR* |
| 60 months | 5.99% APR* |
| 72 months | 6.49% APR* |
| 84 months | 6.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 48 and 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
Used Motorcycle Loans ( Touring – Honda Goldwing, BMW, Harley-Davidson, Trikes )
| Used - 7 Years or Newer ♦ ◊ | |
| 48 months | 7.24% APR* |
| 60 months | 7.49% APR* |
| 72 months | 7.74% APR* |
| 84 months | 7.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 48 and 60 months
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
New Off-Road/Watercraft Loans
| New - Current Year Model ♦ ◊ | |
| 60 months | 9.24% APR* |
| 72 months | 9.49% APR* |
| 84 months | 9.74% APR* |
| 120 months | 9.99% APR* |
| 144 months | 10.24% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$18,000 minimum loan amount for 84 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
Used Off-Road/Watercraft Loans
| Used - 5 Years or Newer ♦ ◊ | |
| 60 months | 10.24% APR* |
| 72 months | 10.74% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$10,000 minimum loan amount for 60 months
$18,000 minimum loan amount for 72 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
Rates Effective as of: 04-24-2024
RV (Including Motorhomes, Trailers, 5th wheels)
| 2016 or Newer ♦ ◊ | |
| 60 months | 7.24% APR* |
| 72 months | 8.24% APR* |
| 84 months | 8.99% APR* |
| 120 months | 9.49% APR* |
| 144 months | 9.99% APR* |
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit.
$15,000 minimum loan amount for 72 months
$20,000 minimum loan amount for 84 months
$35,000 minimum loan amount for 120 months
$50,000 minimum loan amount for 144 months
♦ Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history.
◊ Adjustments will be made based on LTV, mileage and age of collateral.
*Lowest rate quoted with e-statements and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
