AltaOne Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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AltaOne Federal Credit Union Deposit Rates

12-month CD rates can be found at 0.45%, 6-month CD rates at 4.06% and 3-month CD rates at 1.75%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 7.22%. Credit Card rates are at 15.24%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates.

Compare AltaOne Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of AltaOne Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

AltaOne Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AltaOne Federal Credit Union? Share your experience about AltaOne Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AltaOne Federal Credit Union.

Overall, AltaOne Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.73%

18-Month CD

N/A

2.40%

24-Month CD

N/A

2.33%

36-Month CD

N/A

2.40%

48-Month CD

N/A

2.09%

60-Month CD

N/A

2.46%

Savings

N/A

0.91%

MMA

N/A

1.55%

30-Year Fixed

N/A

7.08%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

AltaOne Federal Credit Union
Corporate

701 S China Lake Blvd
Ridgecrest, CA 93555 5027

https://www.altaone.org

MonitorBankRates' Rating

5/5

★★★★★

Review AltaOne Federal Credit Union

Compare AltaOne Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

BECU Boeing Employees Credit Union

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American National Bank

13-Month CD special

5.25%

$2,000

State Bank of Bottineau

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5.06%

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BrioDirect

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5.00%

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Compass Savings Bank

18-Month CD

5.00%

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Kirkwood Bank & Trust Co.

12-Month CD

4.75%

$2,500

Presidential Bank

6-Month CD

4.35%

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Kearney Trust Company

12-Month CD Simple Interest

4.25%

$25

CSB of Cheney, KS

12-Month CD

4.08%

$500

Lea County State Bank

12-Month CD

4.07%

$1,000

Security Bank Tulsa, OK

48-Month CD

4.04%

$2,000

PennCrest Bank

11-Month CD special

4.00%

$100

Tioga-Franklin Savings Bank

Money Market Savings

4.00%

$25,000

Abbott Laboratories Credit Union

12-Month CD

4.00%

$500

The Peoples S&L Co.

48-Month CD

3.80%

$500

American Bank & Trust Co, Inc.

48-Month CD

3.75%

$1,000

Peoples Bank of Deer Lodge

12-Month CD

3.53%

$100

Teachers Federal Credit Union

60-Month CD (Certificate)

3.25%

$1,000

Transpecos Banks

60-Month CD

3.25%

$1,000

Northfield Bank

60-Month CD

3.00%

$2,500

Peoples Savings Bank Urbana OH

36-Month CD

2.90%

$500

CSB Norwood Young America

18-Month CD

2.78%

$500

Karnes County National Bank

3-Month CD

2.78%

$1,000

PCB Payne County Bank

6-Month CD

2.75%

$1,000

Corebank

36-Month CD

2.68%

$1,000

Harvest Bank

36-Month CD

2.65%

$1,000

Senath State Bank

36-Month CD

2.52%

$500

State Bank & Trust Company

48-Month CD

2.52%

$1,000

Pathfinder Bank

24-Month CD

2.15%

$1,000

FNB of Raymond

48-Month CD

2.02%

$1,000

Connecticut Community Bank

Money Market Tier 2

2.00%

$250,000

Headwaters State Bank

12-Month CD

1.76%

$500

Northern Interstate Bank, N. A.

12-Month CD

1.76%

$1,000

FSB of St. Charles, MO

3-Month CD

1.75%

$1,000

State Bank of Medora

Compare AltaOne Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Truliant Federal Credit Union

30-Year Fixed

6.750%

6.932%

0.375

Sheboygan Area Credit Union

7/1 ARM

6.000%

6.866%

0.000

Hoosier Hills Credit Union

15 Year Fixed

6.875%

8.025%

0.000

Addition Financial Credit Union

15-Year Fixed Purchase

6.000%

6.434%

0.000

Honda Federal Credit Union

15 Year Fixed

7.000%

7.158%

0.000

U.S. Bank

15-Year Fixed

6.500%

6.788%

0.933

1st United Credit Union

15-Year Fixed

6.371%

6.493%

0.000

Liberty Bank Middletown, CT

10/6 ARM

6.750%

7.261%

0.000

Fox Valley Savings Bank

30-Year Fixed

7.125%

7.266%

0.000

Teachers Federal Credit Union

5/6 ARM

6.500%

7.620%

0.500

Wells Fargo

15-Year Fixed Jumbo

7.000%

7.166%

1.000

Proponent Federal Credit Union

5/1 ARM

6.125%

6.915%

0.000

Catskill Hudson Bank

30-Year Fixed

6.875%

6.982%

0.000

First Nations Bank

30-Year Fixed

7.875%

7.915%

0.000

Penn East Federal Credit Union

15 Year Fixed

7.000%

7.150%

0.000

NCB North Cambridge Coopertive Bank

5/1 ARM

6.500%

7.250%

0.000

Old National Bank

30-Year Fixed

7.125%

7.168%

0.000

LAF Credit Union

20 Year Fixed

7.250%

7.509%

0.000

Range Bank

15-Year Fixed

7.000%

7.290%

0.000

NESC Federal Credit Union

30 Year Fixed

6.750%

6.756%

0.000

Auburn Savings Bank

20-Year Fixed First Mortgage Portfolio

7.500%

7.703%

0.000

Vystar Credit Union

30-Year Fixed Jumbo

6.500%

6.524%

0.000

Lakewood Credit Union

5 Year Balloon

6.900%

7.120%

0.000

Wells Fargo

7/6-Month ARM

6.750%

7.592%

1.000

InFirst Bank

30-Year Fixed

7.000%

7.140%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare AltaOne Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Vystar Credit Union

Visa Signature® Rewards

17.750%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

1st Valley Credit Union

Platinum Visa

8.750%

Abbott Laboratories Credit Union

Visa Signature Rewards

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

Abco Federal Credit Union

VISA® Credit Cards

7.990%

LMCU Lake Michigan Credit Union

Max Rewards Visa Credit Card

15.250%

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

University First Federal Credit Union

Visa Business Rewards Card

15.240%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

Achieva Credit Union

Achieva Mastercard Credit Card

12.490% - 25.490%

12.49% to 25.49% when you open your account, based on your creditworthiness.

SchoolsFirst Federal Credit Union

Share-Secured Mastercard

13.900%

Maximum Loan Amount Up to $5,000.00

1st Northern California Credit Union

Visa Premier Plus

8.900%

Aberdeen Proving Ground FCU

Visa Platinum Preferred

14.240% - 17.990%

1st Cooperative Federal Credit Union

Visa Platinum Credit Card

8.500%

As low as 8.50%

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

ACMG Federal Credit Union

VISA Platinum with Rewards

8.900%

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

1st Northern California Credit Union

Visa Premier

9.900%

Teachers Federal Credit Union

Visa Secured

18.000%

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

Access Federal Credit Union

Access FCU Visa Gold

9.900%

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare AltaOne Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Y 12 Federal Credit Union

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16.240%

The Golden 1 Credit Union

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8.890%

Vystar Credit Union

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10.000%

1 - 36

Circuit Federal Credit Union

Personal Loans

10.250% - 10.650%

$3,000 - $25,000

600 Atlantic Federal Credit Union

Signature Personal Loan

12.650%

$0 - $15,000

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Hughes Federal Credit Union

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13.450%

1st Midamerica Credit Union

Signature Loan

10.700%

$0 - $10,000

60 - 60

Mountain America Federal Credit Union

Personal Loan

12.740%

1st United Credit Union

Personal Loan

10.890%

Vystar Credit Union

Personal Line of Credit

16.240%

360 Federal Credit Union

Anything Loan

10.990%

$500

705 Federal Credit Union

Personal Loan

12.250% - 17.000%

$0 - $20,000

Aaec Credit Union

Personal Signature Loans

14.000%

First Technology Federal Credit Union

Personal Fixed-Rate Loan

9.290% - 14.090%

$500 - $35,000

24 - 84

1st University Credit Union

Unsecured Signature Loan

9.250%

1 - 24

Act 1st Federal Credit Union

Signature Loan

12.500%

60 - 60

Vystar Credit Union

Personal Loans

13.250%

6184

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

Hughes Federal Credit Union

Line of Credit

13.450%

Acadia Federal Credit Union

Personal Loans

11.900%

$0 - $15,000

24 - 60

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

Advantage Credit Union Newtown, IA

Personal Loans

14.200%

$5,000 - $8,000

48 - 48

SchoolsFirst Federal Credit Union

Payroll Savings Loan

17.900%

$0 - $500

The Golden 1 Credit Union

Personal Line of Credit

13.040%

AT&T Employees Federal Credit Union

Halloween Loan

15.000%

$500 - $1,500

6 - 12

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have AltaOne Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

AltaOne Federal Credit Union Information

Credit Union Name: AltaOne Federal Credit Union

Website: https://www.altaone.org

Full Time Employees: 171
Part Time Employees: 9
President: Norman Alexander
CEO: STEPHANIE SIEVERS
Branch Locations: 13
ATM Locations: 15

Corporate Office Address:

701 S China Lake Blvd
Ridgecrest, CA 93555 5027
Phone Number: 760-371-7000
Fax Number:

AltaOne Federal Credit Union Financials

Total Assets:

821,179,873

Total Amount of Shares and Deposits:

767,617,887

Total Shares and Deposits < 1 Year:

728,408,027

Total Shares and Deposits 1 3 Years:

33,604,860

Total Shares and Deposits > 3 Years:

5,605,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

71,181,404

Total Uninsured Shares and Deposits > $250K (F+J):

71,579,208

Total Insured Shares and Deposits > $250K (item 17 less item K):

696,038,679

Total Interest Expense (Sum of items 6 8):

4,183,071

Share Certificates:

3,868

Number of Accounts for Share Drafts:

30,714

IRA KEOGH Accounts:

1,438

Number of Accounts for Regular Shares:

60,675

All other shares:

7,502

Non Member Deposits:

198

Money Market Shares:

1,414

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

60,095,816

Total Liabilities:

770,560,216

AltaOne Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Online Financial Literacy?:

Yes

Bilingual Services:

No Cost Bill Payer:

Yes

No Cost Tax Prep Services:

Credit Builder:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Yes

Are low cost wire transfers available?:

Member Application:

Are New Loans Available:

Yes

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Yes

Account Aggregation:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA

Explore Other Rate Deals

Long Term Mortgage Rates and Short Term Mortgage Rates Lower This Week

Both long term mortgage interest rates and short term mortgage interest rates started 2011 lower in the most recent mortgage survey released this morning by Freddie Mac. Conforming30 year mortgage interest rates are averaging 4.77 percent with 0.8 mortgage discount points for the week ending January 6, 2011, down from the previous week’s average rate of 4.86 percent. 15 year conforming mortgageloan rates are averaging 4.13 percent with 0.8 points for the week ending January 6, 2011.In the previous week'ssurvey rates on 15 year mortgages averaged 4.20 percent.

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AltaOne Federal Credit Union Reviews

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