Vehicle loans customer service | U.S. Bank (2024)

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Your guide to vehicle loans and leases

Manage my loan or lease.

Checking the status of your loan or line application is easy. You can choose one of the options below that is most convenient for you to get an update.

  • Log in to theApplication Statuspage.
  • Call us at 877-625-5249.
  • Contact yourlocal branch.

Easily make a payment to your credit card, loan, lease or line of credit in your digital banking.

How to make a payment using online banking

  1. SelectTransfer & payat the top of the page,then selectPay bills.
  2. Choose the bill(s) you'd like to pay.
  3. Select the payment date and amount for each bill you'd like to pay.
  4. Choose the checking or savings account to pay from.
  5. SelectReview & pay, thenPayto confirm your payment.

How to make a payment using the U.S. Bank Mobile App

  1. From the dashboard, selectPay bills & transfer, then choosePay a bill.
  2. Select the credit account you'd like to pay, then choosePayon the next screen.
  3. SelectPay this amount.Here, you'll enter or choose how much you'd like to pay and selectSave.
    Optional:
    SelectDeliver payment byif you want to change the date, then selectSave.
  4. Choose the checking or savings account to pay from, then selectSave.
  5. SelectPay nowto confirm your payment.

To freely explore our digital banking services without using your own account, visit ourDigital Banking Simulatorspage.If you'd like a step-by-step tutorial on how to use a specific service or feature, check out ourDigital Explorerpage.

Setting up autopay is easier than ever. When you've gone through the process, we'll provide you a confirmation page to review. It'll tell you when the first payment starts, how much is being paid, and what date it'll be paid each month.

To set up autopay using online banking

  1. Select Transfer & payat the top of the page, then choosePay bills.
    • If you don't have a checking or savings account, you'll simply select Pay bills.
  2. Choose the account you want automatically paid, by clicking on it, then choose Autopay set up now(found on the right side of the page).
  3. Optional: We encourage you to review the terms of service before starting autopay.
  4. Provide the following information.
    • Pay this amount: Choose how much to pay.
      Options include minimum payment, statement balance, minimum payment with extra, or other amount.
    • Send payments before or on due date: Choose when you'd like the payment to be delivered.
      This is considered the day the payment is made, also known as the transaction date.
    • Pay from: Choose the account to pay from.
      If you're paying from anexternal account, you'll need to add it to your list of external payment accounts before setting up autopay.
  5. SelectContinueto review your autopay settings. If they look good, chooseStart autopay.

To set up autopay using the U.S. Bank Mobile App

  1. Select Pay bills & transferat the bottom of the dashboard, then choosePay a bill.
  2. Choose the account you want automatically paid and then choose Autopay set up now
  3. Optional: We encourage you to review the terms of service before starting autopay.
  4. Provide the following information.
    • Amount to pay: Choose how much to pay.
      Options include minimum payment, statement balance, minimum payment with extra, or other amount.
    • Make payments: Choose when you'd like the payment to be delivered.
      This is considered the day the payment is made, also known as the transaction date.
    • Pay from: Choose the account to pay from.
      If you're paying from anexternal account, you'll need to add it to your list of external payment accounts before setting up autopay.
  5. If everything looks good, choose Start autopay.

More information

If you've recently changed your due date, you'll need to wait until after the new due date to set up autopay.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page.If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.

Get a payoff on your loan or line of credit whenever it's convenient for you.

How to get a payoff using digital banking

  1. From your dashboard, choose the loan or line of credit you'd like the payoff for.
  2. Online banking: SelectRequest a payoff quotefrom the"Shortcuts"menu on the right.
    U.S. Bank Mobile App: Select Manage at the top of the screen, then choose Request payoff quote.
  3. Enter a date within the next 30 days and chooseRequest payoff quote.
  4. Your payoff quote will display. Choose to have it sent to you via email ordownload a PDFto save the quote.

Additional information

If the account you need doesn't appear, you can reach us at the applicable number below or visit your local U.S. Bank branch. We accept relay calls.

  • Home loans (i.e., mortgages): 800-365-7772.
  • All other loans and lines of credit: 800-USBANKS (872-2657).

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page.If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.

Servicemembers Civil Relief Act (SCRA)

U.S. Bank can help you understand your rights as they relate to key provisions of the SCRA. Our Military Service Center is available to assist with any of your financial needs including questions related to SCRA and requesting benefits.

Here's our Military Service Center contact information and hours of operation:

Phone (in the U.S.): 800-934-9555
Phone (international collect): 513-277-5899
Email: 24hrmilitaryservicecenter.shared@usbank.com
Hours of Operation: Monday - Friday 7 a.m. - midnight (ET)

U.S. Bank Military Service center

Things to know about the Servicemembers Civil Relief Act

We accept relay calls.

We're proud to offer military checking benefits, VA home loans and more to support military service members, veterans and families of veterans.

Learn more about our military banking programs. You can also contact our Military Service Center where we can assist you with many of your financial needs.

Want to speak to a banker?

Make an appointment
Call 800-USBANKS
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Vehicle loans customer service | U.S. Bank (2024)

FAQs

Vehicle loans customer service | U.S. Bank? ›

Call us at 877-625-5249.

What is the phone number for U.S. Bank loan? ›

If the account you need doesn't appear, you can reach us at the applicable number below or visit your local U.S. Bank branch. We accept relay calls. Home loans (i.e., mortgages): 800-365-7772. All other loans and lines of credit: 800-USBANKS (872-2657).

Is the U.S. Bank good for auto loans? ›

Is U.S. Bank good for car loans? U.S. Bank is an ideal choice for borrowers with excellent credit. The lender is an especially good option for those who want to buy a used car or refinance an auto loan. U.S. Bank also offers lease buyout loans.

What is the grace period for a U.S. Bank auto loan? ›

Paying Interest

Your due date is 24-30 days after the close of each billing cycle. There is no interest-free (grace) period.

Is U.S. Bank 24 hour customer service? ›

How do I talk to a real person at U.S. Bank? ›

Contact us at 800-USBANKS (872-2657) and speak to a banker. We can mail a new PIN to the address on file. We accept relay calls.

What is the phone number to current customer service? ›

To do so, please contact us through the chat feature in the Mobile App, email us at support@current.com, or call us at 1-888-851-1172.

How many days late can you be on a car payment before repo? ›

In a Nutshell

California law permits cars to be repossessed after one late or missed loan payment. Cars may be repossessed after missed insurance payments as well. There is no legally required grace period, and the repossession company doesn't have to give you notice that they are repossessing your car.

How many late payments can you have on a car loan? ›

The number of car payments you can miss before your car is repossessed depends on the lender, but two or three missed payments can lead to a repossession.

How late can my auto payment be? ›

Most lenders attach a 10-15 day grace period to your loan, so there's no need to worry about incurring late fees or damaging your credit score. However, if the grace period is exceeded, a fee of $25-$50 will be charged - and 30 days of non-payment results in a dropped credit score and potential repossession.

What is the phone number for U.S. Bank car payment? ›

Call us at 877-625-5249. Contact your local branch.

What is the safest bank to put your money in? ›

Summary: Safest Banks In The U.S. Of June 2024
BankForbes Advisor RatingATM Network
Chase Bank5.015,000+ Chase ATMs
Bank of America4.215,000+ ATMs in the U.S.
Wells Fargo Bank4.011,000
Citi®4.065,000
1 more row
Jun 5, 2024

Who owns U.S. Bank? ›

U.S. Bancorp is a publicly traded company owned by its shareholders. Four of its five top shareholders in early 2024 were large asset management companies (Vanguard Group, BlackRock, State Street, and JPMorgan).

How do I check my U.S. Bank loan? ›

Checking the status of your loan or line application is easy. You can choose one of the options below that is most convenient for you to get an update. Log in to the Application Status page. Call us at 877-625-5249.

What is the loan limit for U.S. Bank? ›

Also, if you need to borrow more than $50,000, you might need to explore alternative lenders, as U.S. Bank's maximum limit is capped at $50,000 for existing customers and $25,000 for non-customers.

How do I make a loan payment to U.S. Bank? ›

Easily make a payment to your credit card, loan, lease or line of credit in your digital banking. Select Transfer & pay at the top of the page, then select Pay bills. Choose the bill(s) you'd like to pay. Select the payment date and amount for each bill you'd like to pay.

What is the phone number for U.S. Bank correspondent lending? ›

Call us at 800-200-5881 and choose option 1.

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